If you are wondering how you can get into a quality, affordable used car without great credit, or no credit at all, Atondo Auto Sales has the answer. That answer is buy here, pay here auto financing. This is what allows us to help customers in Phoenix with all kinds of credit drive off in their next vehicle. How does buy here, pay here (BHPH) financing work? It’s easy. Many dealerships only sell you the cars on their lot. When it comes to financing the car you’re looking at, they send you to a bank or the manufacturer to get a car loan. It’s the bank that decides whether you’ll drive off the lot, not the dealership. If your credit doesn’t meet their standards, then that car is out of reach. Whether it’s as simple as a few missed payments, or something more serious like a repossession, at Atondo Auto Sales our team of in-house finance experts can find a solution that meets your needs. Our team can provide bad credit car loans to customers who need them. We have flexible payment terms, including monthly or bi-monthly, and low-down payments. At Atondo Auto Sales, we not only have a great selection of pre-owned cars, trucks, and SUVs, but we finance you in-house. Because we are the source for your auto loan, we don’t have to look at your credit report to approve you. We have been a part of Phoenix community for many years and know our customers are more than a credit score. We can finance customers with all kinds of credit. Atondo Auto Sales can get you auto financing in Phoenix with some basic information and proof of income, because your job is your credit with us. Our team can find a solution that works for your budget. You can get started from the comfort of your home by using our easy on-line pre-approval form. Click on the button to apply online and we will have one of our sales team specialist contact you.
$14,999
BHPH or Buy here pay here is a phrase used by $500 – $1500 Down (O.A.C. – On Approved Credit) car dealerships that offer in-house financing. With in-house financing or buy here pay here you can finance a car and make the loan payments at the same exact car dealership. A used car salesmen would say “buy the car here, pay for the car here“.
BHPH dealerships normally work with buyers that have bad credit or no credit. As long as you can prove you make enough income and have a drivers license, most BHPH dealerships will offer you in-house financing to purchase a used vehicle. Apply for in-house financing online.
Buy here pay here works like this:
If you do not make enough income for the BHPH dealership to trust you, they will make you get a cosigner with good credit or better income to help with financing the vehicle.
Yes you can trade in a BHPH car even it you have not completely paid it off yet. Normally, the BHPH dealership that sells you your used car will pay off your previous loan and add the balance onto your new loan. Dealerships usually take care of all the leg work in these types of situations. For example, if you owe $4,000 on your old vehicle that’s worth $3,000, the dealership just add the $1,000 to the new loan.
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